Risk Management, Credit Risk Management (m|f|x) London

Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks.

The role will reside within Firm Risk Management's Credit Risk Management Department. Credit Risk Management (CRM) evaluates credit risk transactions and approves rejects or modifies them considering the availability and appropriateness of arrangements for reducing risk or risk mitigation. The department also assigns Internal Credit Ratings; establishes and manages credit risk limits in accordance with the risk tolerance established by the Board; monitors and reports on credit risk exposures on a regular basis to the Chief Risk Officer and senior management. CRM also interacts with business units to ensure that credit risk assessments are factored into business decisions.

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. 

As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence, and strong team ethic. We can provide a superior foundation for building a professional career – a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture.

Tasks

    Analyse credit risks in corporate loan transactions and derivative trade requests to recommend accurate credit risk ratings and appropriate risk appetite
•    Assume key role in loan transaction execution, from deal inception to financial close, including presentation at credit committee and to senior management
•    Liaise with clients and internal business units on credit requirements (assisting structuring new transactions), approvals and ongoing relationship management
•    Manage portfolio of corporate loan and derivative counterparties, including annual and quarterly reviews and adhoc waiver requests
•    Analyse economic and market events and their impact on the portfolio of counterparties managed

Profile / Your qualification / Your personality

•    Bachelors degree or equivalent
•    Experience in corporate credit analysis and financial forecasting, assigning ratings and sizing appetite
•    Understanding of financial markets, financing instruments, associated legal documentation and risk mitigating structures
•    Familiarity with financial products e.g., swaps, FX, equities (preferred) and legal documentation (e.g. ISDA, CSAs)
•    The ability to communicate effectively with a wide range of stakeholders, both written and verbally

    The ability to work independently in a self-directed way in a collaborative, team-oriented environment
•    An interest in working in a fast-paced environment, often balancing multiple high priority deliverables
•    Strong attention to detail and ability to provide information in usable formats (proficiency in Microsoft office, including Excel, PowerPoint and Word)
•    Strong analytical skills; experience in financial analysis and modelling (preferred)
•    Fluency in English is required, plus another European language (preferred)

Contact

Steph Ahrens

Global Head of Recruitment Marketing

Michaela McInerney

HR Business Partner

Zoë Van Beek

Vice President, Executive Recruiter

Location

20 Bank Street, Canary Wharf, London E14 4AD.