Junior Credit Risk Manager (m|f|x) Wien

BAWAG Group is the listed holding company of BAWAG P.S.K., which is one of the largest banks in Austria with 2.1 million customers. As a dynamic employer, we promote talent and drive technological innovations quickly. Flat hierarchies, a flexible working environment and equal opportunities for our employees are particularly important to us.

Tasks

The respective position is embedded within the Risk unit overseeing international and domestic risk including Corporates, Real Estate, Public and Institutional clients, Participations and Project financing. The international and domestic departments of the Bank source financings beside Austria primarily in Western Europe and US on a bilateral and syndicated basis including financing Loan portfolios. Beside Corporate financing, Commercial Real Estate has been a significant asset class for the Bank.

Support of risk team in

• Providing a risk opinion on performance of deals on the book
• Analyzing new lending and investment proposals including credit quality, collateral and monitoring framework; prepare independent credit opinions on investment proposals for presentation to Credit Committee
• Monitoring the financial and operating risks for elements of the Bank’s portfolio of domestic and international financings with a focus on Corporate and Real Estate loans
• Assessment and update of internal ratings for counterparties and facilities on an ongoing basis
• Review and approve waivers to post signature events, such as contract breaches and restructurings, and on any credit-related changes to contracts in close consultation with other departments
• Contribute to the ongoing development of the Bank’s risk-related policies and procedures and the Risk division as a whole

Profile / Your qualification / Your personality

• University degree or equivalent preferably in business administration or commercial law
• Work experience in a financial Institution or advisory company preferred
• Interest in Western Europe, UK and US markets
• Knowledge of standard computer applications
• Proficiency in English and German essential - verbal and written communication skills
• Strong analytical skills
• Sound business judgement with an ability to understand the broader business issues whilst being cognisant of the individual risks involved
• A creative problem solver able to create and propose solutions to problematic issues
• Team player: an ability to work within a small group and Capacity to plan, organize and prioritize workflow

That awaits you

• FlexOffice is our motto! Work in private environment whenever it is compatible with the job. We support you with high-quality equipment and a financial allowance.
• You spend your office days in our modern, easily accessible office at Vienna Central Station. Here you can also place your little ones in the company's own kindergarten, which is run by the Wiener Kinderfreunde.
• We support your personal development and career planning with an individual, attractive training program. Visit our BAWAG Academy and use our eLearning-Plattform GoodHabitz for your professional and also personal development.
• In addition, we offer interesting and lucrative additional services (company health care, group insurance, BAWAG sports club, vacation accommodation, preferential conditions for employees and their close relatives, meal subsidy).

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Location

Wiedner Gürtel 11, AT-1100 Wien