CIB Credit Risk Germany Principal Manager Frankfurt

GRM CIB Credit Continental Europe & Middle East manages the credit risk for Germany, France and Italy Branches, as well as the Middle East. The team is organized by geography with an industrial view of the portfolio. The Area is responsible for the wholesale credit admission, having as main task to preserve the credit quality of the proposals integrating ESG factors to ensure profitable growth.

As part of CIB the area interacts with global markets, global lending, advisory and transactional businesses for global corporate clients and institutional investors’ requests. In addition, GRM CIB Continental Europe & Middle East has a close contact with corporate credit areas of all the geographies the Group works with.

The area also includes interaction and management with other risks areas (FI, markets, counterparty, structural, operational, reputational…) as well as Compliance, Finance, Legal, etc.

Aufgaben

• Leading the credit management of a portfolio of CIB German Corporates, assessment of total limit risk appetite within those groups, and new transaction proposals incorporating the analysis of the specific structure of a transaction, credit and financial risk profiles of the borrower.
• Comprehension and analysis of financial statements, ratings, profitability, sector guidelines, projections and ESG related aspects.
• Participation in credit and business committees.
• Interaction with both internal/external audits, Internal Control and all different units linked to the admission and monitoring process.
• Participation in internal programs/projects giving support to the different areas.

Profil / Ihre Qualifikation / Ihre Persönlichkeit:

• Minimum of 15 years of credit risk underwriting experience within a corporate or commercial banking environment.
• Rating tools knowledge.
• Local Regulatory knowledge.
• Knowledge of the German market.
• Financial sponsors activity and structured & leverage Finance.
• Bachelor degree in Finance or a related field.
• Data Analysis and Data Driven management.
• ESG certification.
• Fluent in German & English.
• Spanish (desirable).
• Excellent communication and presentation skills.
• Team building skills.
• Ability to work under tight deadlines.

Kontakt

Sheridan Mather

Head of Talent & Culture (HR), Corporate & Investment Banking Europe ex Spain, Russia & Middle East

Standort

Neue Mainzer Straße 28 , D-60311 Frankfurt am Main